All Lenders are subject a one-time CI$25 non-refundable processing fee. Should an adjustment have to be made to the terms and conditions of this Agreement, in discretion of the Lenders Limited

Loan Repayment starting immediately will be made directly to the Lender's bank account or other approved method.

Loans can be repaid at any time partially or fully without penalty.

Immediate repayment of the loan is expected from the applicant if the applicant leaves employer or is terminated.

Any Changes of address, financial status or employment status must be made in writing to the Lender.

There may be a cancellation fee charged to applicants should they change their mind after the preparation of the loan.

If the Loan is not adequately serviced during the period of the loan, the Lender reserves the right to proceed with Legal Action and/or refer the debt to Debt Collection. Should the loan not be repaid by the due date (and no contact has been made with the Lender), a Payment Demand letter will be sent. If payment is not received within 14 days of this letter, the Lender will begin debt collection proceedings, which will incur additional expenses to you, the Employee.